The main function of the CMU (couverture maladie universelle) is to give healthcare rights to French people and others who have been living in France for at least three months in a stable, legal manner, who are not entitled to them through salaried work, self-employment or being a state pensioner.
How do you get CMU in France?
Applications must be made at the CPAM office closest to your place of residence. The “basic” CMU is free if the annual household income is less than 8644 euros, or if you are below the ceiling for the “supplementary” (complementaire) CMU (see table below).
Who is eligible for a Carte Vitale in France?
Who is Eligible for a Carte Vitale? Anyone who has been legally resident in France for three months or more is eligible for a Carte Vitale. There are different pathways to joining the health service depending on whether you are working or self-employed, or retired.
What is French CMU?
The French Universal Health Coverage (French: Couverture maladie universelle, abbreviated as “CMU”) is the French social security program concerning health care, which was implemented in January 2000 (loi no 99-641 du 27 juillet 1999).
Do foreigners get free healthcare in France?
The system offers universal coverage for all citizens, regardless of age, financial situation, or pre-existing conditions. Everyone is eligible, even foreigners residing in France. As an expat, you can apply for healthcare after three months of living in the country.
How do I get reimbursed for medical expenses in France?
To request a reimbursement of your medical costs in France, you can send a request by post to the international relations department of your local health insurance organization, CPAM (Caisse Primaire d’Assurance Maladie).
Is dental care free in France?
State dental care in France
A number of basic treatments are covered by the state in France. This includes the likes of gum disease treatments, extractions, and fillings. Despite this, expats are free to choose any French dentist they wish.
How do you get Carte de Sejour?
Carte de Sejour for Employees or Temporary Workers Application Process. In order to obtain this type of card, submit the application form and the required documents at the prefecture or sub-prefecture that is the closest to your home, within two months prior to the expiration of your long-stay visa.
Your French social security number (numéro de sécurité sociale) is created automatically when you apply for the health insurance and then you get a Carte Vitale. They belong together.
How much does carte vitale reimburse?
If the medication is determined to be “a major or important medical service”, such as antibiotics, then you get 65 percent back. Drugs that have only “moderate” medical benefits and homeopathic remedies are reimbursed at 30 per cent. While drugs that have only “low” medical value are reimbursed at 15 percent.
Do you have to pay for hospital treatment in France?
State healthcare in France is not free. Healthcare costs are covered by both the state and through patient contributions. … The French national insurance fund, Caisse Primaire d’Assurance Maladie (CPAM), will then repay you for part of the costs later.
How does insurance work in France?
Public health insurance in France. France operates a co-payment system for public healthcare, with the majority of medical costs reimbursed through your state health insurance. The reimbursement varies depending on the service. … You’ll receive reimbursements in your bank account between five and 10 business days later.
What is France’s healthcare system?
The French health care system is one of universal health care largely financed by government national health insurance. … Approximately 77% of health expenditures are covered by government funded agencies. Most general physicians are in private practice but draw their income from the public insurance funds.
How do expats get healthcare in France?
The Protection Maladie Universelle (PUMA) now grants all residents in France, including expats, easier access to healthcare in France as long as they have lived in the country for three consecutive months on a “stable and regular basis” and will continue to do so for at least 183 days per year in the future.
Who is covered by French healthcare?
For seniors who are 65 or older, or individuals with chronic illnesses, the services are fully covered. France also requires all foreigners or long-term visitors to have health coverage.
How much does it cost to see a doctor in France?
A standard visit to the Doctor is around 22 Euros and usually you pay the doctor directly in cash or by cheque (French banks only) – they generally do not take credit cards. You should not have to wait long to see a doctor – often an appointment will be made the same day.